My husband and I were doing a little financial planning, since I am mostly a stay at home Mom, our family of 5 survives on basically 1 income. Which I need to make note... my husband brings home an average wage. He is not a highly paid manager or executive, so we go without a few things.
But the whole process got me thinking about financial wellness, and how so many people do not have financial wellness. The stats for how many people are in serious debt is staggering!! Not only is it stressful to be in debt, but it takes a toll on relationships. Many many divorces are because the stress of finances is to much, and breaks the family appart.
Do we all really need to "keep up with the Jones's"? Can we not all live a little more simply? Can with not live without all the expensive devices that everyone seems to have these days? My opinion is it is more important to raise a family with good morals and good quality time with each other, rather than everybody texting to everyone else... and the social situation is all online.
Lets just go without ALL the toys (yes everyone needs some toys) - we just don't need EVERYTHING. Let us all try to live within our means, we don't need to live in mansions, we don't need to drive SUV BMW's. If we all did some financial planning and lived within our expenses... I think we would all be healthier and happier.... certainly a lot less stressed out.
Happy Financial Planning!
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